Loans

Navigating the Financial Landscape

At Panangad Co-operative Urban Society Limited. No. D 2803, we understand that financial needs vary from person to person. Whether you're planning to build a home, grow your business, support your children's education, or manage unexpected expenses, we are here to support you with our wide range of loan services.

Our loan offerings are designed with flexible repayment options, competitive interest rates, and quick processing, ensuring that your financial journey remains smooth and stress-free.

Types of Loans We Offer
Housing Loan:

Helping you build or purchase your dream home. Also available for home renovation and extension purposes.

Vehicle Loan:

Finance for two-wheelers or four-wheelers – new or used. Drive your dream vehicle without delay.

Education Loan:

Support for students pursuing higher education in India or abroad. Invest in your future with ease.

Personal Loan:

Meet emergency needs, medical expenses, or unplanned purchases with our flexible personal loan options.

Agricultural Loan:

For farmers and agri-based businesses, covering crop loans, equipment purchases, and irrigation systems.

Business & MSME Loan:

Support for small businesses and entrepreneurs – whether for working capital or business expansion.

Gold Loan:

Quick loans against your gold ornaments, with minimal paperwork and same-day disbursement.

Consumer Durable Loan:

Easy financing for home appliances, electronics, and other consumer goods.

Overdraft Facility:

Overdraft facility against your deposits or assets for short-term financial flexibility.

Loan Against Property:

Unlock the value of your property to meet high-value financial needs like education, marriage, or business investments.

Types of Deposit Schemes We Offer
  • Transparent Procedures
  • Attractive Interest Rates
  • Quick Loan Disbursement
  • Friendly Customer Support
  • Personalized Financial Solutions

Whether you're a salaried professional, a small business owner, or a self-employed individual, Panangad Co-operative Urban Society is here to help you achieve your financial goals.

Contact your nearest branch today to learn more or to apply for a loan.